features
$0
Maintenance Fee
Yes
Interest Bearing
Yes
Temporary Lock
MultiBank Basic Card
$200 online cash rewards bonus offer and 3% cash back in the category of your choice.
- Earn unlimited 1.5% cash back on all purchases.
- No limit to the amount of cash back you can earn and cash rewards don’t expire. Calculate rewards
- Introductory 0%† APR for your first 15 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that's currently 13.99% to 23.99% will apply. 3% fee (min $10) applies to balance transfers.
- Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards
- This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.